For an instant estimate on your Sale, Purchase, Mortgage or Re-Mortgage, please select the service you require at the bottom of this page and provide the requested information. An estimate will be generated, displayed and a copy emailed to you.
Please read the information contained here and on the “Sale and Purchase”, and “Mortgages and Re-Mortgages” pages (see menu to the left) before selecting the required service and starting an estimate. This information sets out our fee levels, the basis of charging, what is included and what is not, the likely disbursements, the main steps in the process and links to our team member profiles.
Any estimate provided in relation to a sale, purchase or mortgage for our legal costs is valid for a period of 30 days. All other fees and costs are third party costs, are out of our control and are therefore subject to variation without notice.
Our estimated charges assume that:
- This is a standard transaction, and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
- In relation to any lease, that this is the sale or purchase of an existing lease and is not the grant of a new lease
- The transaction is concluded in a timely manner and no unforeseen complications arise
- No indemnity policies are required. Additional legal costs and disbursements may apply if indemnity policies are required.
- No statutory declarations or deeds of covenant or transfer of shares in a company are required. Additional legal costs and disbursements may apply if such are required.
Please note that if your instructions change to include additional matters, charges for those will be agreed separately with you.
The costs are made up of five elements (see below for further details):
- Our fees for carrying out all the legal work required.
- Other Additional Costs
- Stamp Duty Land Tax
We charge a fixed fee (plus VAT) for carrying out the legal work. This fee will depend upon both the value of the property you are buying or selling and a range of other factors which can affect the complexity of a conveyancing transaction (including, without limitation, whether the property is leasehold, if it is a new build, number of buyers). This is why we ask for a number of details before we can generate an estimate for you.
If you are buying and selling a property, we will charge you a separate fixed fee for the sale and the purchase.
Our fixed fee will also include any administration fees for the telegraphic transfer of funds (if applicable).
These are costs related to your matter that are payable to other people, such as search fees and Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. The disbursements which you pay will depend upon whether you are buying or selling property or both, buying a freehold or leasehold property, as well as the location of the property concerned.
If local searches are required, we include in the estimate (for illustrative purposes only) an average cost of such searches from Canterbury City Council. The actual local search fees for your transaction may differ and we will advise you of the actual fees (if applicable) upon instruction.
If a Land Registry Fee is payable, we include a 50% discount on the fee in the estimate. In limited circumstances you may not qualify for the discount. We will advise you upon instruction if this is the case.
Please note that if you are purchasing a leasehold property, ground rent and service charges are likely to apply throughout your ownership of your property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information. If you have a mortgage or have incurred an estate agent’s fee, we would also typically need to pay the money owed directly to your lender and/or agent from any sale money we receive for you.
Other Additional Costs
This includes the costs related to electronic ID checks.
Stamp Duty Land Tax
If you are purchasing a property, you may also need to pay Stamp Duty Land Tax if the property is in England, and Land Transaction Tax if the property is in Wales.
You can calculate the amount you will need to pay by using HMRC’s website (https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro) or if the property is located in Wales by using the Welsh Revenue Authority’s website (https://beta.gov.wales/land-transaction-tax-calculator).
We provide an estimate of the tax, and so we ask that you provide certain details (such as the purchase price, whether you are a first-time buyer, whether you own multiple properties, and the purpose for which you will own the property).
VAT is added to any applicable charges and fees at the rate applicable at the date of the invoice (currently this is 20%).